Jumio Identity Verification vs. Incode
Put Jumio to the test and see for yourself why we are the most robust solution on the market.
Know and trust that your customers are who they say they are by comparing Jumio's quality against Incode's weaknesses and discover the difference.
- Advanced AI and ML models
- Robust deepfake detection
- Higher accuracy conversions
- Predictive analysis and behaviour patterns








Jumio vs Incode
Put us to the test.
COMPARE INCODE WITH JUMIO
Feature | Incode | Jumio | Details |
---|---|---|---|
Use of advanced AI/ML models |
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We have the world's leading data scientists and have processed more than' 1 billion transactions, far more than any of our competitors. This fuels our ML algorithms and improves our accuracy, offering the best-trained models in the market. |
Deepfake detection |
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Incode does not detect video injections resulting in more fraud. Our sophisticated AI capabilities can detect deepfakes,better. |
Data analytics |
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Jumio's 360 Fraud Analytics technology uses AI-drive pedictive analytics identify fraud patterns across the network and accurately predict the likelihood of fraud whenever a user goes through our ID verification process. Incode does not offer this service in its portfolio. |
Risk Signals/AML |
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500+ best-in-class global data sources. Our risk signals such as phone number reputation, email age, IP address, etc. are delivered by strategic partners to supplement our IDV decisioning. Incode does not offer a robust solution. We also offer FULL AML capabilities via ComplyAdvantage. Incode is limited. |
Conversion |
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Accuracy vs Speed. Automated and intuitive eKYC user experience that takes less than a minute to complete, reducing abandonment rates. If verification fails, Jumio provides additional information about why an ID or selfie was rejected so users can try again. This simple tactic can actually boost conversion rates by 15%. Incode takes less time but offers poorer accuracy. |
Multi-channel Integration |
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One of Jumio's strengths is that we provide various channels for integrating the identity verification journey into your onboarding workflow: a Web Client, Web SDK, Mobile SDKs and REST APIs.Our integration is simple and seamless - Incode requires much more code work and resources. |
UX with instant feedback |
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Our streamlined UX with instant feedback reduces abandonment by providing specific guidance to users in real-time so they can course-correct if the pictures taken of their ID or selfie is blurry, the lighting is too low, the document is damaged or a photocopy, etc. Incode provides generic responses that make it harder for the user to course-correct. |
Risk-based Answer |
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Our AI-powered identity verification technology delivers accurate results in near real-time, providing a definitive, risk-based answer and reasons behind the decision, reducing your reliance on manual reviews. Incode rewrites results when they go to manual review — the response is marked as "wrong" and then it is "right". |
Global presence and language support |
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We have a heavy global presence and expertise across continents and support 40+ lanugages including non-Latin IDs, resulting in 5,000+ ID types in over 200 countries and territories. Incode supports only 3 languages and has a strong presence in Mexico with very limitd global presence. |
How It Works
Onboard new customers faster and keep fraudsters off your platform with identity verification. Services include verifying the user’s ID, comparing it to their selfie, determining whether the person is physically present, collecting supplemental documentation such as utility bills, authenticating users when they return to your platform, and more.


ID Verification
Prompts your customers to take a photo of the front and back of their identification document (such as driver's license or passport), then uses sophisticated algorithms to detect fraud.

Selfie Verification
Prompts your customer to take a selfie to ensure the person pictured in the ID and the person in possession of that ID are one and the same.

Liveness Detection
Face-based biometrics and advanced liveness detection ensures the person holding the ID and taking the selfie is physically present, not a photo or video.

Risk-based Decision
Jumio calculates the fraud risk and approves or rejects the identity transaction in seconds based on your business predefined risk tolerances.
Experience the Jumio Difference

Automate and Simplify Identity Verification
Our identity verification solutions use artificial intelligence, machine learning and biometrics to automate the verification process and ensure the person pictured in the ID and the person in possession of the ID are one and the same Jumio plugs right into your existing process, to deliver a quick, easy and secure customer experience across devices via web and mobile SDKs, web client or API..

Automatically Verify IDs

Advanced Risk Signals

User Experience

Course Correction

Fraud Deterence with Liveness Check

Jumio Platform
Hear From Our Clients

"As Monzo continues to grow and pursue new markets, we know that Jumio will scale with our business and continue to provide an essential service — helping Monzo create the best-possible experience for our banking customers while fighting financial crime."
Head of Financial Crime, Monzo

"There was definitely an increase in conversions as a result of implementing Jumio, and a big step change for us compared to when we were doing manual reviews. That helped us in a real, tangible way. It is very impactful for onboarding and conversions."
Jason Harper, Vice President of Product, Paysafe

“Jumio scored the highest on a number of tests that we performed as part of the selection process. Jumio's scale and experience with other financial services organizations were also key factors in our decision.”
Carlos Mascia, Nationwide Delivery Lead, Nationwide
Prevent online identity fraud and identity theft, and simplify KYC/AML compliance while providing a frictionless onboarding experience.
See how Jumio Identity Verification works.
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